If girl math is fake, then I’m rich in denial. This seemingly silly internet joke is far from financial recklessness and equals a spending system that makes emotional sense. You know the rules: if you paid in cash = its free, if you returned an item = you’ve just made money. That trip you booked six months ago? Already paid for, so present day you are on a free holiday.
Girl math is not about justifying bad financial decisions, it’s about reframing value. Buying a planner will make me more productive, so I have just invested in myself. The price of a $100 dress is $20 if I wear it 5 times. That’s cheaper than renting AND I get to keep it. We budget these non-essential items in the name of joy and emotional stability.
You can mock girl math all you want (not naming names but… cough cough, men), financial advice does not take into consideration the social expectations that arise by just being a female. Girls know they should save and quit the $8 iced vanilla lattes, but they also know they should stay moisturised, stay trendy, buy gifts for occasions, and upkeep an aesthetic. Girl math bridges the gap between logic and emotion. Money isn’t just about numbers; it’s about how it makes a girl feel. Spending without guilt, justifying a bit of peace. It’s like an adult version of Santa. I know I believe.
Girl Math is real. Its creative. Its cheerful. It’s the only budget that considers mental health and sanity. Next time someone teases the idea that your nails were free because you booked it a month ago, just remember that your fluent in a currency they don’t understand. You choose happiness. You choose budgeting with a bit of flair and fun.
Girl Math may not balance out your spreadsheet, but it sure does balance feelings. Woman have made their own spreadsheet. It’s not dumb, it works better than the budgeting app you forgot you downloaded. The cost of happiness is priceless.